Y Combinator is pushing its crypto thesis beyond the startup sector that usually carries the label.

The accelerator, known for early bets on Airbnb (NASDAQ: $ABNB), DoorDash (NASDAQ: $DASH), Coinbase (NASDAQ: $COIN), Stripe, Reddit (NYSE: $RDDT), OpenAI and Kalshi, said it expects crypto technology to show up across its portfolio companies as U.S. market-structure legislation moves forward. The statement centred on the CLARITY Act, a digital asset framework that aims to give founders clearer rules for building with tokens, stablecoins and onchain settlement.

YC’s message was direct: stablecoins and other crypto rails may become standard business infrastructure, not just a product category for fintech or Web3 teams. That…