No, you cannot buy a house in Germany with Bitcoin. Since April 1, 2023, section 16a of the German Money Laundering Act has banned exactly that: the purchase price for a domestic property may not be settled in cash, nor in crypto-assets, gold, platinum or gemstones, whatever the amount involved. Your Bitcoin holdings still work as a down payment for a mortgage, but only along a single route: you sell them, have the euro amount paid into an account in your own name, and prove to the bank and the notary, without gaps, where the money came from.

That shifts the real task away from the purchase and towards the paperwork. Anyone who has moved coins across several wallets and exchanges over the years rarely fails on the value of the…