Anyone wanting to buy XRP with PayPal gets a clear answer in Germany: it cannot be done directly in the PayPal account. PayPal itself does not sell cryptocurrencies in Germany, and that includes XRP. The route runs via a crypto exchange or crypto broker that accepts PayPal as a payment method. You top up your account there via PayPal or pay for the purchase directly through PayPal, and the exchange delivers the coin.

This guide shows which providers offer this in Germany, where the fees lie, which supervisory authority stands behind the platforms and what happens with custody and tax after the purchase. A broader overview of all platforms can be found in our crypto exchange comparison.

Can you buy XRP directly on PayPal?

No, not with a…