Over a very long holding period, it pays to invest in an asset that has more than one way to win, and that’s especially true if you’re looking at an investment in crypto. Any single narrative can stall, and any suboptimal qualities can become severe constraints.

On that note, both XRP (XRP 2.79%) and Ethereum (ETH 3.34%) are popularly proposed as being good long-term crypto investments. Let’s walk through what each can offer over a 10-year hold.

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XRP’s institutional edge is also a drawback

Ripple, the company that issues XRP, has built one of the most compliance-friendly networks in crypto.

With features for built-in identity verification, account freezing, transaction clawbacks, and authorized trustlines,…