Gnosis Pay announced it will shut down its direct-to-consumer crypto debit card and web app by December 20, 2026, stopping all transactions and ATM withdrawals. The company is transitioning to a B2B model, offering white-label card infrastructure to fintechs and neobanks. Current users will be migrated to partner card programs like MiniPay, which will provide replacement cards with enhanced features. The GNO cashback program ends by September 30, 2026, shifting GNO token utility towards governance and staking rather than consumer rewards. Users retain full access to funds in self-custodial Gnosis Safe wallets despite the consumer product…