Standard Chartered sees XRP at $12.60 by 2028, but two conditions must be met first and neither has happened yet. Whether XRP even reclaims its 2026 opening price depends on a supply dynamic most investors are ignoring.
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XRP (CRYPTO:XRP)Â trades at $1.35 as of September 13, 2026, down 26.6% since the start of the year. Standard Chartered says the XRP price could reach $12.60 by 2028, but XRP has never traded above $3.84.
Getting back to $1.84, where it opened the year, takes around 36% gain. Meanwhile, hitting Standard Chartered’s forecast would see XRP surge by 833%, and the bank attaches two…
