$XRP’s next major re-rating will not come from retail traders chasing headlines, according to blockchain researcher Edo Farina. It will come from banks quietly parking the token on their balance sheets.

In an interview with Coinpedia, Farina, founder of Alpha Lions Academy, laid out a case that $XRP has already shown flashes of behaving like an institutional asset rather than a typical altcoin. The real proof point, he said, is still ahead.

The performance gap

Farina pointed to a stretch when Bitcoin traded near $50,000 and $XRP sat below $0.40. Months later, Bitcoin climbed above $100,000, roughly doubling from its cycle low. $XRP, over the same window, surged past $3.

“This was a small demonstration that $XRP doesn’t need…