Managing money used to mean juggling multiple apps. You had one for your bank account, another for sending money abroad, and maybe a separate one for crypto. It was messy. It took time. And honestly, it was easy to lose track of things.

Today, that problem has a simple fix. A new kind of fintech app brings everything together — mobile banking, IBAN accounts, payment cards, SEPA transfers, and a crypto wallet — all in one place. So instead of switching between apps, you handle everything from a single screen.

Let’s take a closer look at what this kind of platform offers and why it makes sense for everyday money management.

A Real Bank Account in Your Pocket

One of the most useful features of this type of app is that it…