TL;DR

• Crypto-native businesses and HNW individuals often have significant holdings but limited access to traditional credit and banks don’t recognize crypto as collateral in any meaningful way
• Flexline offers two things traditional lenders don’t: speed and collateral treatment that reflects how the balance sheet actually looks
• Two situations covered: working capital for operational needs, and proof-of-funds for a significant transaction
• Rates: 10–25% APR (fixed). Terms: 2 days to 2 years. Off-platform withdrawals supported.

The first two posts in this series covered individual situations: a long-term holder who needed liquidity without selling, and a trader who wanted to know their borrowing cost…