The latest data from a CEX.IO survey paints a nuanced picture of how a protracted crypto downturn is affecting ordinary households, even as the market has not collapsed the way it did in past cycles. The poll, conducted among 1,100 US-based active CEX.IO users, notes that Bitcoin remains roughly 40% below its October 2025 high, leaving many retail investors sitting on unrealized losses.

While the downturn has not sparked a systemic shock, it is reshaping everyday finances in subtler ways. About 36% of respondents said they cut back on routine spending to protect their crypto positions, with 10% describing those cuts as significant sacrifices. Additionally, 37% delayed or canceled purchases due to crypto losses, and 21% postponed major…