The big U.S. crypto bill is on the move. Here is what it means for everyday users

If U.S. laws finally define how federal regulators can touch digital assets, cryptocurrencies will be easier to manage, keep track of and transact in, and more investors will probably get involved, potentially increasing the worth of each token. But a lot has to happen before that’s true, and the work to get laws through Congress is at a messy crossroads.

Crypto enthusiasts have long seen themselves as cutting-edge investors, eager to challenge the system and pursue a stake in something outside the mainstream. But what lawmakers are working on now is meant to put crypto very much into the establishment. The distinctions between digital assets and traditional finance would become much narrower, and in some cases, vanish entirely.

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