The integration of cryptocurrency into Australian pension strategies has transitioned from speculative curiosity to a calculated allocation strategy. By 2025, self-managed superannuation funds (SMSFs) hold approximately $1.7 billion in crypto assets, a sevenfold increase since 2021 [1]. This growth is driven by younger investors and smaller funds, with some SMSFs allocating 4–10% of their portfolios to digital assets [2]. The first major institutional move came in May 2024, when AMP Super, Australia’s largest super fund, added Bitcoin futures to its dynamic asset allocation program, committing 0.05% of its total assets [3]. This marked a pivotal moment, signaling crypto’s emergence as a legitimate diversification tool in…