Your Funds: On stale checks, 0% interest and credit scores
The devil is in the details, which may ultimately determine who is right. Pay off your debts during the promotional period, however, and its likely going to be a draw.
Obviously, its hard to beat a 0% deal, but if you are getting that rate on a balance transfer or using a courtesy check issued by your card vendor, there can be fees attached. A 2% balance-transfer fee is roughly the same as paying two points on your money; know your costs, because its not free if youre paying fees.
Also be aware…
