Quick Read

• IBIT and FBTC deliver spot Bitcoin exposure through BlackRock and Fidelity, charging just 0.33% and 0.25% annually inside any standard brokerage account.

• Spot ETFs hand custody to regulated institutions, sparing investors from seed phrases, exchange accounts, and the risk of funds vanishing in a collapse.

• Bitcoin’s 10-year return tops 8,600% but dropped 20% last month alone, confirming spot ETFs solve the custody problem, not the volatility one.

• It sounds nuts, but SoFi is giving new active invest users up to $1,000 in stock for a limited time, and all it takes is a $50 deposit to get started. See for yourself (Sponsor)

You hear about a friend unable to access their…