Nikita Bier may have just told crypto what X is about to ship.
“Crypto has had a rough year. Maybe we should launch something to fix it,” X’s head of product wrote Tuesday in a post that pulled in more than 677,000 views within hours.
Crypto has had a rough year. Maybe we should launch something to fix it.
— Nikita Bier (@nikitabier) April 14, 2026
Elon Musk confirmed last month that X Money will go live in April with peer-to-peer transfers, bank deposits, a debit card, and cashback rewards, built with Visa and a licensed subsidiary in more than 40 U.S. states.
What lies beneath that stack remains an open question.
Public details describe a fiat-based product, with no confirmed crypto functionality. But X has stopped short of explicitly…






