Will the GENIUS Stablecoin Bill Change the Crypto Landscape?
What is the GENIUS stablecoin bill all about?
The GENIUS stablecoin bill, introduced by the U.S. Treasury in August 2025, marks a major turning point in the cryptocurrency regulatory landscape. The bill’s core requirement mandates stablecoin issuers to maintain a 1:1 reserve in U.S. dollars and Treasuries. This move is aimed at ensuring better liquidity and stability within the crypto market. Interestingly, this bill requires public feedback, suggesting that the Treasury is open to input from various stakeholders, which reflects a more inclusive approach to crypto governance.
While the GENIUS Act seeks to bring clarity and stability, it potentially hampers innovation in the crypto space. The bill restricts the issuance of stablecoins…