In 2026, even as global and domestic markets, i.e., the Nifty 50 benchmark index, continue to swing under the weight of geopolitical tensions such as the US–Iran war and the Russia–Ukraine war, and uncertainty around key trade routes like the Strait of Hormuz, one investment habit has quietly stood firm across the country. The habit of Systematic Investment Plans (SIPs).

While short-term volatility has shaken domestic sentiment and foreign investors have pulled money out, retail SIP investors have shown remarkable consistency, choosing discipline and devotion in investing over panic reaction. This steady participation highlights a growing shift in mindset: investing is no longer about timing the market, or emotion-based calls, but…