FHFA directs Fannie Mae and Freddie Mac to accept cryptocurrency holdings as qualifying assets for mortgage applications in landmark decision bridging real estate and digital finance.

On Wednesday, in a landmark move for both real estate and digital assets, the Federal Housing Finance Agency (FHFA) has directed government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac to begin accepting cryptocurrency holdings as qualifying assets for mortgage applications. This unprecedented decision allows borrowers to use crypto stored on U.S.-regulated centralized exchanges as proof of financial stability, without the need to convert the assets into U.S. dollars.

FHFA Director William Pulte, appointed under President Trump’s pro-crypto…