Ask anyone who’s spent more than a few months bouncing between hostels and co-working spaces, and you’ll hear the same complaint: traditional banking wasn’t built for people who don’t stay put. Foreign transaction fees stack up, cards get frozen for “suspicious activity” the moment you cross a border, and getting a replacement debit card sent to a moving target is its own logistical nightmare. It’s no surprise that a growing number of digital nomads and backpackers are ditching the high street bank model altogether.

This isn’t a fringe habit anymore either. Awareness of crypto assets has become mainstream in the UK, which helps explain why more travellers feel comfortable trusting a…