For more than a decade, crypto investors have talked up XRP (CRYPTO: XRP) as an explosive, high-upside cryptocurrency. Yet here we are in 2026, and XRP is still trading for just $1.

So what happens to XRP over the next three years? Will it finally fulfill its promise, or will it fade into irrelevance? Let’s take a closer look at two potential scenarios for XRP.

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Bull case scenario

There is no shortage of bullish price…