This is an audio transcript of the Behind the Money podcast episode: ‘Wall Street and crypto battle over the future of money’

Michela Tindera
So Nikou, I wanna ask you to pull up your phone and if you could go to your banking app.

Nikou Asgari
OK. Well, I bank with Starling. Let me get my phone out and log in.

Michela Tindera
OK. Once you’re logged in, tell me what are the last three things that you bought?

Nikou Asgari
So my last three things are my Tube fare to get into the office this morning. The coffee that I bought this morning and then also yesterday, my Spotify bill went out of my bank account as well.

Michela Tindera
Sounds like a typical weekday routine there.

Nikou Asgari
Yep. Pretty much.

Michela Tindera
Well, so Nikou, the reason I…