US Housing Regulator to Study Crypto Holdings in Mortgage Qualification Process

In brief

  • The FHFA will examine the impact of crypto holdings on mortgage qualifications in the U.S.
  • A Trump donor and meme stock investor, Pulte has long supported digital assets, holding investments in Bitcoin and Solana.
  • Pulte joined the FHFA earlier this year and was sworn in as director in March.

The U.S. Federal Housing Finance Agency will examine how crypto holdings might be considered in the mortgage qualification process, its director, Bill Pulte, said Monday.

“We will study the usage of cryptocurrency holdings as it relates to qualifying for mortgages,” Pulte announced on X.

Further details on how crypto would be assessed were not provided. The FHFA has been approached for comment.

The FHFA is the independent regulator of key…

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