The internet has never been short on financial advice. There’s an endless parade of experts online promising the next stock, cryptocurrency or investing strategy could be the one that makes your net worth “go to the moon.”

The problem is that most people aren’t spending their days watching the markets, studying compnay balance sheets or trying to time the perfect trade (which is difficult even for the savviest investor). And when complicated investing advice gets repackaged into a 30-second video, following it without fully understanding the risks can turn into an expensive lesson for investors.

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