• XRP (XRP) enables banks to settle cross-border payments in seconds versus days at significantly lower costs than correspondent banking.

• SWIFT testing blockchain with 30+ banks validates XRP’s approach. Ripple has partnerships with hundreds of financial institutions.

• XRP trades at $1.48, down 48.4% from February 1. Bitcoin fell 22.4% in 2026 while Ethereum dropped 33.4%.

• A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here.

Bitcoin and Ethereum have dominated crypto headlines for years, but Bitcoin has declined 22.4% year-to-date in 2026, while Ethereum has dropped 33.4% over the same period. Both show signs of exhaustion…