For most of the past decade, doing anything in crypto meant juggling apps. One to store your coins, another to trade them, a third to move funds between blockchains, a fourth to earn yield, and yet another to spend. Each solved one problem and left users stitching the rest together themselves.

A new category of products, sometimes called neofinance apps, is trying to collapse all of that into one screen. The idea is the same one that made traditional banking apps stick: let people save, invest, send money, and pay from a single place, without hopping between platforms.

Tria is one of them. The self-custodial app, which says it serves more than 500,000 users across 150-plus countries and counts Polychain and the Ethereum…