The global financial system is undergoing the biggest transformation since the online banking revolution. For decades, traditional finance has been confined to centralized silos that charge excessive transaction fees and process cross-border payments at a glacial pace. Moreover, consumers are relegated to being mere spectators while their hard-earned cash accumulates in bank accounts, earning next to nothing in interest.

Although many different cryptocurrencies have gained popularity recently, there is still a huge gap between people holding digital currencies and people using them on a daily basis. This is especially true for merchants and service providers that don’t have the technical knowledge to handle blockchain transactions….