On October 17, 2026, Frgmnt CEO Aurélien Roussel warned that stablecoins — the backbone of crypto banking — can never fully escape bank solvency risk because idle reserves sit in ordinary bank accounts. For any business or DAO using a crypto banking platform to hold, convert, or pay with stablecoins, that risk demands immediate due diligence.

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What did the Frgmnt CEO say about stablecoins and bank risk?

The Roussel interview in context

Aurélien Roussel, co-founder and CEO of stablecoin infrastructure firm Frgmnt, emphasized that stablecoin adoption in emerging markets has pivoted from speculative yield-chasing to a tool for basic economic survival — protecting purchasing power. But he flagged an uncomfortable…