Last year, for the first time ever, the accumulated amount of retirement pension funds in Korea surpassed 500 trillion won, illustrating the continuous growth of the domestic retirement pension market. In addition, the Korean stock market has been experiencing a record-breaking bull run, and the domestic exchange-traded fund (ETF) market has also expanded to 500 trillion won, leading to greater public interest in financial investment than ever before. However, despite this rapid growth, the polarization of returns among retirement pension subscribers is intensifying, making it urgent to improve retirement pension yields. According to the “2025 Korea Retirement Pension Investment White Paper” published by the Financial…