With the surge in stocks making investors edgy, pure equity funds seem risky. But pure debt funds are no great alternative either, courtesy the ultra-low interest rate scenario . In this backdrop, many think equity savings funds is a good idea as they are safer than regular equity funds while enjoying tax treatment similar to regular equity funds.
But, its not as simple as this. Since equity savings funds allocate their money to hedged and unhedged equity and debt assets, the unhedged equity portion…

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