Retiring at 80? Investment Strategies in an Age of Living Longer

27 August 2025 | Retirement | General | Solly Tsie, Head of Investment Strategy, Sanlam Corporate Investments

When I first heard that the real average retirement age in South Africa is 80, I wasn’t surprised. Most members retire with just 20% to 30% of their final income.

That’s not enough. And so, many stay in the workforce – not out of choice, but necessity.

What struck me was the value of putting a number to it. “Eighty” is no longer an abstract idea, it’s a wake-up call. It brings urgency to the way we talk about retirement, and it sharpens our sense of responsibility as professionals guiding people towards better financial outcomes.

Over 50% of umbrella funds…

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