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• If you are looking at F.N.B and wondering whether the current share price reflects its true worth, this article walks through the key numbers that matter.

• The stock closed at US$16.38, with returns of a 3.6% decline over 7 days, a 13.3% decline over 30 days and a 4.7% decline year to date. The 1 year, 3 year and 5 year returns are 22.8%, 42.0% and 45.8% respectively.

• Recent market attention on regional banks has kept F.N.B in focus, as investors reassess how they price financials with this kind of track record. That backdrop helps explain why some holders may see recent short term weakness differently from the longer…