Property investor PK Gupta, 36, has built a debt-free portfolio of 13 properties.

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Despite another interest rate rise, controversial property tax changes and a cost of living crisis, a $27m property investor with 13 homes says investing isn’t dead.

But PK Gupta warns the rules have changed – and the suburb he’d buy into wouldn’t be in one of Australia’s booming capital-city markets.

The hotspots property investor PK Gupta would target in 2026 aren’t where most Australians are looking.

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Mr Gupta, 36, said he would begin with an established property priced between $300,000 and $500,000 in an affordable, high-yield location such as Launceston, Burnie or Romaine in Tasmania, Mildura in Victoria, or selected regional centres…