PayPal Launches Crypto Payments for US Merchants, Slashing Cross-Border Fees by up to 90%

PayPal made a major move into cryptocurrency payments on July 28, 2025, launching a new service that lets US businesses accept over 100 different digital currencies.

The payment giant’s “Pay with Crypto” feature promises to cut transaction costs by up to 90% compared to traditional credit card processing for international sales.

The new system allows customers to pay with popular cryptocurrencies like Bitcoin, Ethereum, and various stablecoins using wallets such as MetaMask, Coinbase, and Binance. When someone pays with crypto, PayPal automatically converts the digital money into US dollars for the merchant, removing the risk of price swings that make many businesses nervous about accepting cryptocurrency.

How the System Works

The…

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