Crypto adoption in the United States is continuing to accelerate, with digital assets increasingly moving beyond speculation and becoming part of everyday financial life, according to the National Cryptocurrency Association’s newly released 2026 State of Crypto Holders Report.

The study, conducted with The Harris Poll among 10,000 U.S. cryptocurrency holders, found that more than 67 million Americans now own crypto, representing roughly one in four U.S. adults. That figure marks an increase of 12 million holders compared to 2025.

Beyond the growing number of holders, the report points to a broader transformation in how Americans are actually using crypto. While investing remains a major driver, usage is rapidly expanding into payments,…