OECD warns most crypto investors face high risks from low literacy

The Organisation for Economic Co-operation and Development (OECD) warns that most people who hold or plan to buy crypto lack the money and digital skills they need, and this gap puts them at high risk of losing money, falling for scams, or facing technical failures.

The international organization of 38 mostly developed countries published the report on September 8, 2025, using data from 39 economies. It shows that crypto ownership is rising, especially among young people, but basic money and digital skills remain very low.

OECD says weak money skills increase risks for crypto investors

The OECD did a survey in 39 economies to test how well adults understand basic money issues and how they use digital financial tools. It was…

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