News, Analyst Forecasts and 2026 Catalysts as FCA Motor Finance Deadline Hits

Meta description: Lloyds Banking Group plc (LLOY) closed around 95.5p on 12 December 2025 near a 52‑week high as investors weighed fresh motor finance redress concerns, UK GDP contraction data, buybacks, and shifting analyst price targets ahead of key 2026 dates.

London — Friday, 12 December 2025 — Lloyds Banking Group plc shares ended the session around 95.5p, up roughly 0.5% on the day, keeping the FTSE 100 bank close to its 52‑week high (97.74p) after a standout 2025 rally. [1]

But today’s “what next?” debate for Lloyds stock isn’t really about momentum or technicals. It’s about two big moving parts that landed on the same date:

  1. the Financial Conduct Authority’s (FCA) motor finance redress consultation deadline, and
  2. a…

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