On October 20, 2026, NEAR Protocol launched NEAR Business, a self-custodial multisig treasury that lets crypto-native teams run crypto payroll and vendor payments across 35-plus blockchains (BigGo Finance). The launch sharpens a question every DAO and global Web3 startup now asks: can on-chain, non-custodial payroll replace the compliance scaffolding and fiat ramps hybrid platforms already provide? The answer is that the two approaches are complementary tools for different stages of decentralization.

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What Just Happened: NEAR Business payroll adds a self-custody treasury

NEAR Business payroll is a multisig treasury payroll platform that gives organizations private control over funds. Instead of holding assets with a…