San Francisco, CA – Crypto has a habit of declaring the future early. In recent months, that instinct has fixated on autonomous AI agents, self-driving wallets and trading systems that can move capital without human oversight.

At NEARCON 2026, Dragonfly’s Haseeb Qureshi and Kraken co-CEO Arjun Sethi delivered a sharp debate over how soon those agents can be trusted with real money.

The core disagreement wasn’t about whether agents will eventually manage capital; both believe they will, but about timing and risk tolerance.

“Something that works with money 90% of the time is unusable for actual economic activity,” Qureshi said. Even 95% reliability, he argued, isn’t sufficient. “It’s a lot of nothing, nothing, nothing… then…