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Sixty-seven million Americans hold cryptocurrency. Right now, none of them have the consumer protection they deserve, and the dysfunction of Congress is keeping it from them. This needs to end.

The Clarity Act will start that process. The extreme partisan divisions between Congress should not be allowed to stand in the way of protecting Americans. Tens of millions of constituents in every state, in every congressional district, have entered a multi-trillion-dollar market that operates without a coherent federal framework. Congress has a responsibility to fix that.

But Congress has failed this test before. Congress missed its chance to reform Section 230 – the law that allows tech companies to operate without…