Curious if SoFi Technologies is a smart buy or already overpriced? You’re not alone; let’s see what all the valuation buzz is about.

SoFi’s stock has been on a wild ride, jumping 4.0% over the last week, 16.6% this month, and soaring an eye-popping 116.1% year-to-date.

After a string of product launches and a high-profile partnership with a major sports league, investor optimism has clearly picked up. Regulatory tailwinds and ongoing expansion into new financial verticals are also making headlines, pushing sentiment (and the stock price) higher.

Despite all this excitement, SoFi scores just 0/6 on our valuation check for being undervalued, meaning it didn’t pass any of our standard value signals. Next up, we’ll break down those…