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• If you are wondering whether SoFi Technologies at around US$17.76 is priced for promise or already ahead of itself, you are in the right place for a clear look at what the current market value might be telling you.

• The stock has been volatile recently, with a 6.6% decline over the last 7 days, a 27.8% decline over 30 days, a 35.3% decline year to date, yet a 22.7% return over 1 year and a very large 3 year gain that points to a big reset in how investors have viewed the company over time.

• These swings have played out against a backdrop of ongoing interest in SoFi as a US based fintech and online financial services…