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Is FICO Stock a Buy After Cutting Mortgage Score Prices to $0.99?

Is FICO Stock a Buy After Cutting Mortgage Score Prices to $0.99?

Key Takeaways for FICO Stock as of July 2026

  • TIKR’s valuation model puts Fair Isaac’s fair value at $2,353, a 90% total return from today’s $1,241, worth 16% annualized through September 2030.
  • Eleven of twenty analysts rate FICO stock a buy; only one recommends selling.
  • Facing FHFA-driven competition from VantageScore, FICO cut its 10T mortgage score price from $4.95 to $0.99 in April, and Q2 revenue still grew 39% to $692 million.
  • Down 34% from its high even after clawing back from an April 10 drawdown that hit 50.93%, FICO stock still prices in far more competitive fear than Q2’s 39% revenue growth justifies.

FICO stock trades near a 90% gap to TIKR’s fair value target. See the full model on TIKR for free…

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