Inside Gen Z’s Crypto Habit
Key Takeaways
- Nearly half of Gen Z investors trade cryptocurrency.
- Crypto is highly volatile and not regulated by government agencies.
- Studies show that many Gen Z investors are willing to take the risk anyway.
Gen Z in the Financial World
Generation Z, born from 1997 to 2012, has never known life without the internet. That digital comfort may help explain why nearly half of Gen Z investors (48%) use online cryptocurrency exchanges—more than any other generation, according to the 2025 US Investments Trends Report provided by YouGov. In contrast, just 40% invest through banks and credit unions, and only 32% get help from a financial advisor.
They’ve weathered their share of financial challenges, even though the oldest is…
