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Jacob from Dallas had built a net worth of about $1.9 million by age 20 while still in college. A month and a half later, much of it was gone — lost to gambling and partying.

He called into “The Ramsey Show” looking for a way out, asking how to rebuild after watching his finances unravel so quickly.

Jacob told personal finance expert Dave Ramsey that he consistently made five to six figures every month doing crypto marketing but lost everything very quickly due to what he called “lifestyle inflation.” He was flying between cities, spending around $100,000 in clubs in a single night, and placing multiple six-figure bets,…