I have Rs 2 crore in FDs—Why is that a bad thing? Reddit debate unpacks investment strategy amid market crash
A Reddit user’s question about holding Rs 2 crore in fixed deposits (FDs) for four years ignited a heated debate on the social media platform, with users weighing in on inflation, opportunity costs, and tax inefficiencies compared to equity investments.
Inflation and erosion of wealth
The discussion comes at a time when India’s benchmark equity index, the Nifty 50, has extended its losing streak to eight consecutive sessions, tumbling nearly 16% from it’s all-time high of 26,277. With the index just 1,103 points away from officially entering bear market territory—a 20% drop from peak levels—investors are reevaluating their strategies, torn between stability and potential long-term gains in equities.
Inflation and erosion of wealth
The Reddit user, who claimed to…
