It’s easier to invest when markets are correcting compared to investing at record highs.
Investors worry they might be buying at the top, which could cause decision paralysis and end up not even getting started on their financial journey.
Consider this example where an investor was afraid of buying DBS Group Holdings (SGX: D05), or DBS shares last year at S$45 because they thought they were buying at the top.
However, strong fundamentals led to the bank’s shares rallying to its all-time high of S$60 on 29 January 2026.
In this article, we show you how you can start constructing a portfolio that allows you to sleep easily at night, without timing the market.
