The type of asset class you should invest in comes down to your overall goals and strategy.

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The budget reforms to CGT don’t just affect property. Any type of asset will be subject to the removal of the 50 per cent CGT discount and the introduction of an indexation-based discount plus a minimum 30 per cent tax on gains from 1 July 2027.

So, with negative gearing also restricted, what’s the best investment right now: stocks, crypto or property?

What’s the best investment? Don’t ask a chatbot – ask the experts.

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CRYSTAL BALL GAZING

The trouble with that question, says author of The One-Page Investing Plan, Scott Phillips, is that nobody knows the future.

“Anyone who tells you exactly specifically which one is best and why will…