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How to Choose a Crypto Payment Processor in 2026: Top 3 On-Chain and Off-Chain Solutions

How to Choose a Crypto Payment Processor in 2026: Top 3 On-Chain and Off-Chain Solutions


How to Choose a Crypto Payment Processor in 2026

The crypto payment gateway market is valued at $1.7 billion and grows 19% annually. For businesses integrating crypto payments, the choice of processor determines custody of funds, fee structure, settlement speed, and regulatory exposure.

This overview covers six solutions split into two categories: on-chain and off-chain.

What’s the Difference

On-chain processing generates a unique address for each payment, tied directly to the merchant’s wallet. Funds arrive without intermediaries —…

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