If headlines about super’s top performers have you scratching your head over less-than-stellar returns from your fund and wondering if you should pick a new investment option, or ditch your fund altogether, you’re not alone.

Alternatively, maybe you’ve only recently realised your super fund has a menu of investments to choose from or you need to make a switch because of changing priorities as you get closer to retirement.

Whatever the reason, our five-step guide will help you make the move.

Step 1: Discover your risk profile

Before you switch, you need to be sure you know what style of investment option suits you. Don’t be tempted to pick last year’s top performer without doing your research.

If you’re…