This post was created in partnership with Webull Singapore. All views and opinions expressed in this article are Beansprout’s objective and professional opinions.

What happened?

The past few months have shown how quickly markets can swing, and how hard they are to time. 

In late March 2026, the S&P 500 fell close to 9% from its all-time high amid concerns around the Iran conflict.

But the pullback didn’t last long. By early May, the index had already rebounded strongly, climbing more than 14% from its March lows.

For long-term investors using a traditional monthly DCA strategy (dollar cost averaging) or a traditional RSP (regular savings plan), the dip came and went quickly.

Unless your scheduled investment date happened to fall during…